Carl is a native of Medford, MA. He attended the New York Military Academy and Tufts University where he earned his Bachelor's Degree and Master's Degree in Civil Engineering.

Carl began his career with Tonry Insurance Group, Inc. in 1975 checking Workers' Compensation audits and rating new business. He quickly rose through the ranks and by 1977 he was managing the bond department. Currently Carl is serving as the Vice President and Director of the Bond Department at Tonry Insurance Group, Inc.

He holds a Massachusttes Insurance license in Property & Casualty as well as Life, Accident & Health. He is a also a licensed Broker of Surplus Lines.

Carl has served on numerous boards and associations including the Utility Contractors Association of New England (UCANE) Board of Directors, the Massachusetts Surety Association, the Crown Colony Owners Board of Directors, the Crown Colony Office Suites Condo Trust Board of Directors, the Nantasket Place Board of Directors, the Town of Hingham Sewer Commission. Carl was also the Town of Hingham appointee to the MWRA.

Other interests

• He is a member of the Ancient and Honorable Artillery Company of Massachusetts, the oldest chartered military organization in the Western Hemisphere.
• Carl continues to participate in the Barbershop Quartet group “Sprindrift” of which he was a founding member.
• Carl is an avid traveler, a licensed pilot, a licensed sea captain and certified dive master.